Irrevocable Commitment
For E-2 purposes, the invested funds must be irrevocably committed to the business — meaning the investor cannot easily recover the money if the business fails. Funds sitting in a personal bank account, escrow, or refundable deposits do not count. Examples of irrevocable commitment include signed commercial leases ($3,000-$15,000/month), purchased equipment, inventory, franchise fees, and renovation costs. USCIS requires receipts, contracts, and bank statements proving the capital has been spent or contractually committed.
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