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Financing and Money Guides
32 guides. Mortgages, deposits, currency and the money mechanics of buying from outside the United States.
- How US mortgages work
- Mortgages for foreign nationals
- DSCR loans — the property qualifies
- US bank account and credit
- The owner's account architecture
- Sending money to the US
- Moving purchase funds and proving source
- Insuring a US property
- What insurance actually costs
- Umbrella liability, priced
- The mansion tax brackets
- Mortgage recording tax and CEMAs
- Refinancing and cash-out
- Rate locks, points, credits
- Currency planning and FX
- Borrowing across currencies
- Seller financing and creative deals
- Gifting property in the family
- Inheriting US property
- Seller transfer taxes
- Divorce and property division
- Exit planning, five years out
- Marketing the listing
- When an owner dies — first steps
- Wills across two systems
- ITINs and US tax IDs
- The owner's tax calendar
- Treaties and double taxation
- The 183-day rules
- Property in retirement planning
- Donating property to charity
- Cost simulators
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Important notice
The figures on this page are general information as of August 2026 and do not represent an offer, a quote, or a guarantee of any transaction terms. Reinvent NY does not provide legal, tax, or investment advice. Confirm anything material with an attorney and a CPA before you act on it. Nothing here is a solicitation to invest, and no return is promised. Real estate brokerage services are provided through R New York.