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信用评分
美国的信用评估分数（300-850分）。影响住房贷款、信用卡、租房合同和保险费。刚到美国时信用分数为零，需通过担保信用卡或授权用户注册开始建立信用。700以上为「良好」，740以上可获得最佳贷款条件。
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