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소유권 보험
구매하는 부동산의 소유권에 숨겨진 문제(미등기 선취특권, 위조 서류, 상속 분쟁 등)가 없음을 보장하는 보험. 미국 부동산 거래에서 거의 필수이며, 일회성 보험료(구매 가격의 0.4~0.6%)로 대출 상환 완료까지 보호됩니다.
관련 글
- →All Cash vs Mortgage in NYC: How Foreign Buyers Decide
Cash closes faster and wins bids in NYC, but financing has quiet advantages for foreign buyers: estate tax exposure, liquidity, and yield.
- →NYC Apartment Renovation Rules: Permits, Boards, Approvals
What it takes to renovate a NYC condo or co-op: alteration agreements, board approval, DOB permits, landmark review, and honest timelines before work begins.
- →NYC Landlord Requirements: Deposits, Heat and Disclosures
The legal duties that come with renting out a NYC apartment: the deposit cap, heat season rules, required disclosures and filings.
- →NYC Eviction Process for Landlords: Steps and Timeline
How eviction works in New York City: why a lockout is illegal, the notices that start the case, the housing court steps, and the timelines to plan around.
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