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住宅ローンの事前承認書。銀行が購入者の収入、資産、信用履歴を審査し、一定額までの融資を仮承認する書類です。売主やエージェントに購入能力を証明するために必要で、NYC の競争的な市場では物件内覧前に取得しておくことが推奨されます。
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