クレジットスコア
米国の信用評価点数（300〜850点）。住宅ローン、クレジットカード、賃貸契約、保険料に大きく影響します。渡米直後はスコアがゼロの状態から始まるため、セキュアードカードの取得やAuthorized User登録から信用構築を始めます。700以上が「良好」とされ、住宅ローンの好条件を得るには740以上が望ましいです。
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